Monday, February 7, 2011

The Year of Rabbit & My Bunny!

I just realized that I have not formally wished my Chinese friends for a "Happy New Year"

I would like to wish it now.. i am sorry for being late, but then, late is better than never. Right?

Happy Chinese New Year!
May it be a Happy, Joyous and Prosperous year for all of us!!

I miss the kuih bakul that my teacher usually gave me, as well as the person herself,
Cikgu Gok Poh Suan

On the other note, this furry ball is one of my source for happiness and joy!! This is my little miss bunny named Ban Gebu. When i first saw it, it look like a furry pao as in kuih pao. Comel!! Now, she's 2 years old. Everyone else in the family have their own name for the cute little creature. I am proud to be the owner of this cuddly creature.

So, anyone wants to give angpow for her? Hahaha!!

Companions A Driver Should Have!

"The mid-term break is over, it is time to come back to KL. Sigh!"

Starting my journey at 2.40pm, I fetch my 1st passenger, Nadzri. The journey continues when i fetch my lil brother Fairuz and lastly Hazmida at her home in Alma. This Alma is not "the spinach capital of the world" which located in Arkansas, USA. This Alma of her's is nearby Bukit Mertajam, Penang.

Since it was in the end of a holiday season, it isa custom for us Penangite to avoid Juru Toll Booth due to the heavy traffic surrounding those area. We entered the North South Highway via Nibong Tebal. The large amount of vehicle plying the road makes us moves at an average speed of 60KM/H

A few friends whom in the same highway warned me that the traffic from Taping-Ipoh barely moved. I decided to use the old trunk road from Changkat Jering and the traffic moved at average speed of 10-20KM/H

We made a few stop for prayers and washroom break and fortunately we keep the engine running! From Changkat Jeering, we travelled thru Padang Rengas-Kuala Kangsar-Sungai Siput-Chemor and Ipoh, where i really, really need to make a stop due to hunger and foot pain. It is more or less 10pm already. It cost me 9 hours for a 152KM journey. What a mess!

After withdrawing money, eating and whatnot, it was confirmed that the car could not be started. The security guard of CIMB Tasek's branch chip in to help. Nadzri's cousin, who is a member of PDRM chip in to help. Nothing work!

The current equation now is, [2 law student + 1 architecture student + 1 clerk + 2 security guard + 1 policeman] = dead car. 1 of them is freaking out. Yeah! Luckily I am a member of AAM (Automobile Association of Malaysia.. i guess), I called them and the problem solved within 2 hours.

We continue our journey via highway, we dropped Hazmida in Shah Alam at 4am (Fairuz drove from Ladang Bikam to Shah Alam.. Thanks adik!) From Shah Alam, after lingering in her apartment compound nearly 30 minutes, we resumed the journey to Kg Melayu Subang, where my friend Nadzri safely arrive his home and now... It is my turn to head for our final destination.

Before heading to Campus, i stop by at Mc Donalds for breakfast. It seems my little brother is pretty much hungry... so am I. We both safely arrived UIA at 7.07am with a salam greeted to our Pak Guard at the Main Entrance.

To summarize everything up, it is one hell of tiring journey. I really appreciate the helps given to us during this whole journey, from people in the equation mentioned above to people who gave way when my brother is speeding.. Thanks!

At the conclusion of this post, here are some stuff drivers like us all should have;

1. Security against breakdown

Be an AAM member, or Kurnia Auto Assist member or anything member that give you protection and security against breakdown.

These organizations provide reliable and... let say, slaughter free repair service. Imagine the ridiculous price charged by repairmen during such emergency. Paying RM75 per year against robbery of a few hundred ringgit a night really helps! I suggest every driver to have one.

2. Buy Touch and Go or Smart Tag!!

If you had thousands of ringgit to buy a car, why on earth you could not afford a card priced RM10 and a device priced RM100 for your own benefit?

Unnecessary queue at the toll booth could be avoided and reduce jam at the same time if people embrace the technology? With all the perks and discount given, you should really have these stuff. Seriously!

3. Tool Kit!!

Remember to bring with you a tool box with all the tools needed. You don't need all the items mechanics usually have. Just some essential tool is sufficient enough.

Thanks to God for saving us from all the dangers during our journey. That is all folks. The holiday is over, it is time for us to go back yo our daily routine. See you all again pretty much soon!

Saturday, February 5, 2011

A General Reminder!

It is already 6.44am and I still can't sleep, and i have this long journey to go today. Bosan balik kampus. To kill some time, i decided to surf the realm of net kingdom, preying upon some useful info needed to make a living.

There is various forums speaking on stock trading but there is one particular forum, which i refuse to disclose so that they can continue to amuse me with what they call "optimism" and what i saw as "tomfoolery"

These bunch of self proclaimed experts in stock market talk gibberish, giving no technical evidence or fundamental reasoning to backup their opinion, only lead innocent and unexperienced investor into investing in some crappy counter for this crappy reasoning!

Why people tend to believe whatever crap written in the net? and risk all the hard earned income into something that might be a "ponzi scheme"

These are some basics rule on information you relied on for investment purpose;

1. Verify the rumours from a credible source.

Credible source here refers to mainstream media reports on economy up to the company very own website. Bursa Malaysia's website also offers good news.

Tabloids or forums on itself is not a good source, since they are experts at spreading rumours and hearsay.

2. Ask your broker, dealer or remiser.

For someone who make a living from the Stock Market itself, these people are at the forefront of any corporate news as well as credible rumours.

At least these people are experts than some kid who brag a lot with his RM500 worth stocks.

I am not insulting a person's purchasing power but a person irresponsible action for misleading the people. A newbie (also a noob) should act like one.

3. Make sure such rumours is supported with another source.

Here is a good example;

Company A was expected to get a timber contract from Company B

The rumors will be credible if Company B involves in logging industry, it wold be crazy to believe the rumours (read news) if the alleged Company B is KFC.

Company B would also made statement related to the said contract. This is a good indicator to the credibility of the said rumours.

Another example;

Government decide to build housing scheme for the poor

The beneficiary of this move would be a company or companies in construction sector, investing into some alleged plantation company obviously does not make any sense, unless the land belonging to the plantation company involved. That would be a good move.

This sort of thing happens because Malaysians tends to believe a rumours (and made their buying decisions) and lose a lot when the concrete news approaches (sells the shares at massive scale and some people surely make a huge loss)

People might ask, "who is dumb enough to do that?"
My answers is "people who is dumb enough to do that"

There is reason why people spend time, money and effort to make database that really helpful as a source of guidance in investing their hard earned money. You need to spend some money to make good money. Jangan kedekut dengan diri sendiri!

My experience have shown me that these sort of people often become prey of greed and laziness.

Greed. No explanation required. Laziness, too lazy for his own good. It just a few clicks anyway!

To an Auntie who spend RM6,000 on Spritzer because water tariff in Penang is expected to increase, good luck with that! :-) If you ask me earlier, i would have told you the right counter for that.

It is 7.11am.. and still awake. God, please save me from me.